You might have bought a traditional business owners or general liability insurance policy that may cover losses related to bodily injury, property damage, personally injury and even advertising injury. However, what happens when you or your employees provide a service that a client claim is inadequate or negligent or damaging. For example, if you are a real estate agent, you...
Technology continues to amaze, sometimes in alarming ways, opening new opportunities for Business owners. Today, the way we interact with our customers or sell our products or even take business decision is increasingly getting digital. Opportunities, indeed, are boundless. However, there is a devil out there which can throw a wrench in the works – and that’s Cyber crime. As...
If you have a business in Texas, whether it be a startup or an established organization, General Liability insurance (GL) is a type of insurance coverage you would want for your business, regardless of the industry that you are operating in. It’s surprising to see the number of companies that are failing to purchase a GL insurance policy for their...
If you run a business, you need commercial property insurance, no doubt about it. Whether you own your building, work from home, or lease your space, commercial property coverage is imperative. Small businesses especially need the coverage. They might not have the necessary cash flow to replace equipment, a location, or precious inventory if a fire or other unforeseen event...
Maybe you just moved in to your first apartment. Or, your family relocated for a job and you’re in corporate housing. When you live in a residence you do not own, renter’s insurance provides protection for you and your belongings.
No matter what type of business you run, you want to protect all that you have worked so hard for. The right insurance policy can do that for you. Every company needs a variety of different kinds of insurance. Some policies are the same no matter what type of business you have, while others might be industry specific. However, a...
Whether you are an owner of a newly launched business, or an executive of a well established company looking for a business insurance policy, finding the correct business insurance policy could be a tricky task. More often than not, company owners fail to bag the best deal in the market for them because of their lack of understanding about what...
Whether you ride your motorcycle every day or you ride it only for leisure, you can always expect peace of mind whenever it comes to protecting your most-loved asset. Motorcycle insurance is specially designed for your two-wheeler and it makes sure that your motorcycle is insured against all kinds of damages and unforeseen events. Insurance may not be the...
The country has had many winter storms recently. Most of them have not affected Texas as bad as other parts of the country. We are also fortunate that a lot of our construction is ranch style houses that places a lot of our plumbing in the ground, through a slab, and up through interior walls. And if we keep the...
Many of the benefits of Homeowners insurance are known to a great number of people, but we can’t deny the fact that many of us think we can get away without it. Talking about home insurance, a prestigious writer, Laura Ingalls Wilder, once commented that, “Home is the nicest word there is.” Most of us feel that way about the...