General Liability Insurance

General Liability Insurance? Most businesses find themselves interacting with employees, contractors, clients, vendors, and others. Any one of these individuals or entities could claim that your business caused them injury or loss and take legal action against you. Whether you...

Errors & Omissions Insurance

What is Errors & Omissions Insurance? Errors & Omissions (E&O) in the US, is a form of liability insurance which helps protect professional advisors and service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in such a civil lawsuit. The coverage focuses on alleged failure to perform...

Trucking

Truck Liability This is usually the most costly portion of any trucking company's insurance package. It protects you from damage or injuries to other people that might result out of a truck accident. This coverage is also mandated by the...

Business Property Insurance

What is Commercial Property Insurance? Business property insurance policies, sometimes called commercial property insurance, helps protect the building your business owns or leases as well as your business personal property, including tools and equipment, inventory, and furniture. A commercial property insurance policy includes coverage for assets like accounts receivable, computers and lost income for when business operations are suspended due...

Workers Compensation

History Prior to federal and state workers' compensation legislation in the United States, employees who were injured on the job had no formal system in place to compensate them for injuries sustained while working for an employer. The only recourse...

Commercial Flood Insurance

What does Commercial Flood Insurance cover? You don't have to live in a high-risk flood zone to be affected by a flood. Floods and flash floods can occur anywhere, even in the desert. Just an inch of water can cause damage to your property. In fact, in the U.S., flood-related losses cost people more than a billion dollars a year....

Bonds

What is a Surety Bond? Usually the first time anyone has even heard of a surety bond is when they are asked to provide one. As part of licensing a business or a construction project, a bond may be required....